Unsecured loan - Guide to unsecured personal loans and links to cheap online loans

Personal loans, home loans, cheap loans and bad credit loan advice


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Unsecured Loan

The name would suggest that an unsecured loan is not secured against your assets such as your home.

However, it does not mean that a lender would not pursue you for their money should you not be able to keep up the repayments on the loan. The lender would usually be within their rights to pursue any debt through the civil procedures, which could ultimately result in your home being at risk.

What are the benefits of unsecured loans?

If you are not a home owner you will not usually be able to get a secured loan.
Therefore, an unsecured loan may be your only option.

Are there any alternatives to unsecured loans?

If you only require the money for a short amount of time, then you may be able to borrow it using your credit card. However, credit card debt can be much more expensive than an unsecured loan.

I you cannot get an unsecured loan, and you own your own home or have significant savings you may be able to get a secured loan