Secured loan - Looking for a secured personal loan or a loan secured on property or savings. Our guide to the uk secured loan market should help

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Secured loan

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Secured Loan

As the name suggests, a secured loan is a type of loan where you put up an asset/capital as security. If you default on your payments, the lender can claim your asset to pay off your debt to them.

The asset that is usually used as security is your home, which is why this type of personal loan is often referred to as a homeowner loan.

What are the benefits of secured loans?

Secured loans are often easier to arrange and you can usually borrow larger sums of money, due to the lender having some form of security.

What are the alternatives to a secured loan?

If you have a good credit rating you may not need a secured loan. A lender may be prepared to offer you an unsecured loan or a personal loan