| Types
of loan |
| Unsecured loan |
| Career Development Loan |
| Loan Offers |
| Halifax Loans |
| Hfs Loans |
| Tools |
| Your credit rating |
| Links |
| Credit card guide |
Home Improvement Loan
If you are looking to increase the value of your property, a home improvement loan could be the easiest and cheapest way to make improvements to your home.
You can, of course, use a personal loan for home improvements, but if you work you have planned is extensive a personal loan may not be enough.
With a home improvement loan you may be able to spread the cost of the loan over the rest of your mortgage term.
A flexible home improvement loan will allow you to make "overpayments" to enable you to pay it back more quickly.
With a specialised home improvement loan you will usually be able to borrow up to a certain percentage of the value of your home.
Unlike most personal loans, with a home improvement loan you may have to pay a one off arrangement fee.
You may also be able to insure against the unexpected such as losing your job.